Switch the lights to LED's, add a headlight switch so you can kill the lowbeam and get heated gear. My KLR ran socks, gloves and a jacket all at the same time. Gerbing brand stuff.
Heated grips help but the thumbs and top of your hands get cold. Heated gloves are better in bitter cold.
Muffs for the handlebars
Consider making a wind deflector in front of the radiator outlet vents so that heat blows over your legs.
The biggest windshield money can buy.
Health & life insurance.
Can I be the life insurance beneficiary?
“Take the risk of thinking for yourself , much more happiness , truth, beauty, and wisdom will come to you that way.” Hitchens