Same as me, I'm a 34/30 in pants.
I lowered my bike 2" in the rear originally (this is my first bike) and 1" in the front. I've since raised it so it's just lowered 1" both front and rear, since my girl started riding with me and we noticed that with both of us on the bike we were rubbing the tire on my FMF pipe. Stock muffler might not have that issue at any height - this lowering link set I got even lets you lower it 3" - definitely not possible with my FMF muffler.
Even before I lowered it though, note that I originally had the rear shock preload set to 1 (out of 5) and it lowered the seat enough with my weight on that it wasn't bad. I'd try that first if I were you-
The shock plays a critical role, it's the preload on the shock/spring.
Also, note that as you lower the bike, the geometry of this cantilevered suspension system works in such a way that the more you lower it, the softer the shock/spring get through the forces of leverage.
- With the bike lowered 2" in the rear, the suspension compressed under my butt as easily with the preload set to 5 as it did when the bike was stock and set to 1.
- With the bike lowered 1" in the rear, the suspension is probably that soft if I have the shock set to 3.
- With the bike lowered 0" in the rear, I'd suggest setting your shock preload to 1.
Lowering the rear is easy - just buy lowering links. Two bolts to remove, replace the stock links with the lowering links, replace the bolts. I'd go with 1" or 1.25", if you don't get a funky set like mine that have three settings.
Lowering the front isn't hard either - loosen the bolts on the triple tree, and slide the shocks up. I think I actually brought mine up 1.25", which lowers the front an equivalent amount. Retighten the bolts - the torque is in a thread here that I was asking for.
Definitely nothing extreme needed like you are thinking.