Well I spent a few hours hunting today...... - Kawasaki KLR 650 Forum
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post #1 of 14 Old 01-08-2013, 04:22 PM Thread Starter
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Well I spent a few hours hunting today......

That is for a better price on bike insurance.....!
We went to the show this past weekend and there were so many scantily dressed women handing out leaflets for ins. companies that I thought WTF? I'll have another go.
What a waste of time, even the old fart ins. company was way above what I pay now! These vultures are getting seriously full from eating as far as I can tell! Their quotes were seriously up from what I pay....$556/year or so.....

Yes I know I need to move below the border to get real insurance costs, but I am where I am and have to deal with what I can get.
I haven't had an accident, a claim, no points, no speeding...nothing and they still bend me over....and I didn't get the impression they were reaching for any lube either! WTF...??? No lube!!!

So.....it was a total waste of time even searching through the many numbers etc I carried home and even a few I found from memory.

Will I ever learn...?

I'm with Primmim at the moment and unless they start the game I'll stay with them for a while. If I was just another say 50 miles north I could get it for half or so of what I pay now. I already live in the boonies. It takes us 20 minutes to drive to get groceries....how far out of town do you need to live to get cheap ins.??? I had one woman say the reason is because more people are getting in accidents up above the big cities now and it's on cruisers not sport bikes any more. Frig'in posers....I knew they were trouble!!!

Sorry...rant over for now.....

Willys
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post #2 of 14 Old 01-08-2013, 05:30 PM
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Takes me 45 minutes to drive for groceries.

Have you tried Jevco? Insurance in Ontario is generally a rip off. I pay for my KLR and my Goldwing with full coverage what you pay for a measly KLR.

My Kaw Barn - 2004 KLR, 2006 Concours (sold), 1997 Bayou 400.

"It's a friggen motorcycle, it's not supposed to be comfortable, quiet or safe. The wind noise is supposed to hurt your ears, the seat should be hard and riding it should make you shit your pants every now and then. "

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post #3 of 14 Old 01-08-2013, 05:42 PM Thread Starter
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Jevco was bought out by Intact......Grey power uses Intact, Riders Plus uses Intact....Grey power won't insure a bike unless you add a car or truck and they are still a rip off! They also had the youngest woman to answer the phones.....must have been a blonde.....DOH!!!

Willys
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post #4 of 14 Old 01-08-2013, 09:51 PM
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WOW!
Things really must be different in Canada!
Down here in the states, I get full ccoverage on my KLR for less then $90 a year. Progressive Insurance is who I have.
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post #5 of 14 Old 01-08-2013, 10:31 PM
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$556/year is cheap cheap cheap. Move to Manitoba and pay double that.
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post #6 of 14 Old 01-08-2013, 11:01 PM
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I have USAA but after selling my harley they no longer insure bikes directly and use Progressive as a under righter for rv's and bikes .

I will never use them again once my 6 months i paid is up!! im going else where worst service ive ever experienced ..

yes rates started low but every month since they keep trying to up my rates because i didnt sign another waiver after i already chose my service and paid in full . saying because i dont sign each waiver it means i want it and start doubling my rates ..

they are worse than any company ive used in 20 yrs of riding .

Im looking at hometown companies keeping it local .

2000 army green klr
2012 blue/white /blacked out daily driver

recession is when your neighbor looses his job
depression is when you loose your job
recovery is when Obama looses his job

Last edited by wayne_l; 01-09-2013 at 02:55 PM.
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post #7 of 14 Old 01-09-2013, 12:05 AM
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you should all be glad you don't live in BC. It costs me over $1200 per year to insure my KLR!!! And that is with a CLEAN driving record.

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post #8 of 14 Old 01-09-2013, 02:08 AM
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Quote:
Originally Posted by clogan View Post
Down here in the states, I get full ccoverage on my KLR for less then $90 a year. Progressive Insurance is who I have.
*spit take* Man, I have Progressive, but I pay more like $400. Must be where we live, multi-line discounts, or insurance levels that make the difference—my record is clean with no claims.
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post #9 of 14 Old 01-09-2013, 12:27 PM
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Quote:
Originally Posted by Lizardrider View Post
you should all be glad you don't live in BC. It costs me over $1200 per year to insure my KLR!!! And that is with a CLEAN driving record.
If I had to pay that much for insurance, as much as I love them, the bikes would be gone.

My Kaw Barn - 2004 KLR, 2006 Concours (sold), 1997 Bayou 400.

"It's a friggen motorcycle, it's not supposed to be comfortable, quiet or safe. The wind noise is supposed to hurt your ears, the seat should be hard and riding it should make you shit your pants every now and then. "

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post #10 of 14 Old 01-09-2013, 12:38 PM
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in most parts of canada you only get to rode 8mths out of the yr, i think they should give a reduction for the other 4 or 5 mths a person lets there bike set.
"IMO"
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