Join Date: Nov 2007
Location: Corpus Christi, TX
Glad you found one. Don't know your age or life situation and assume you're buying from an individual. Is the bank shooting you straight - is that their real policy or they just don't want to loan to you for some other reason and this is just the easy way to say "no". If you're young, with no credit history, you may need to be creative, but where there's a will........
Other options - credit union or other bank. Co-signer? Commercial lender - like a finance company (you'll pay interest out the a--, but at least you'd get the bike), family member, car paid off you can refinance?, used car dealer might handle finance for a fee (they also get a little from the finance company).