Many Canadian provinces (Saskatchewan, Manitoba, BC, maybe more?) have socialized (government owned) vehicle insurance schemes in which there is no competition allowed and insurance is compulsory (can't get a plate without paying insurance).
Here is a quote from local govt web site. Good driving record can get you up to 33% discount. You have to REALLY REALLY want to ride here to pay the insurance.
Quote: $500 collision, $500 comprehensive, $1m liability
2005 KAWASAKI KL650
Effective Mar 01, 2013
Basic Insurance Premium
Third Party Liability
Interest and Administration Fee
Total Insurance Cost
Plate Use Charge
Total Registration Cost