Brutal Insurance rates. - Kawasaki KLR 650 Forum
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post #1 of 23 Old 02-18-2013, 09:26 PM Thread Starter
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Join Date: Dec 2012
Location: Saskatchewan, Canada.
Posts: 28
Brutal Insurance rates.

Well just saw something that really got me more than a little mad! seems that our Sask insurance company wants a 73% rate increase for all types & sizes of motorcycles across the board. It still has to go through the rate review panel, I cannot see this type of rate hike going through but that is what those greedy #[email protected]^# are looking for. PS: That will make the 2012 KLR 650 $141 per month to insure. I don't know what other places rates are like but this size of a hike is nuts!!
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post #2 of 23 Old 02-18-2013, 09:48 PM
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Quote:
Originally Posted by dntlkbak View Post
Well just saw something that really got me more than a little mad! seems that our Sask insurance company wants a 73% rate increase for all types & sizes of motorcycles across the board. It still has to go through the rate review panel, I cannot see this type of rate hike going through but that is what those greedy #[email protected]^# are looking for. PS: That will make the 2012 KLR 650 $141 per month to insure. I don't know what other places rates are like but this size of a hike is nuts!!


Holy SH*#!!!

I think my insurance for my KLR here in the U.S. is about $238/year...

...You should ask your insurance company if they'll be supplying a jar of Vaseline with the monthly bill, because if they're going to be raping you, you'll be wanting a little lubricant with it.

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post #3 of 23 Old 02-18-2013, 10:52 PM
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Join Date: Dec 2010
Location: friendswood tx
Posts: 82
Not an INSURANCE guy

Hey I dont claim to know anything about insurance but is there only one insurance company there? Here in TEXAS I have to shop insurance every year to get the best rate. Try http://www.insurancepanda.com/
HEARSAY-- I knew a guy once that had all his insurance under a big umbrella policy. Dont know how that worked. I had to spread my insurance over three companies to get good rates.
good luck James
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post #4 of 23 Old 02-18-2013, 11:16 PM
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Join Date: Sep 2012
Posts: 106
Many Canadian provinces (Saskatchewan, Manitoba, BC, maybe more?) have socialized (government owned) vehicle insurance schemes in which there is no competition allowed and insurance is compulsory (can't get a plate without paying insurance).

Here is a quote from local govt web site. Good driving record can get you up to 33% discount. You have to REALLY REALLY want to ride here to pay the insurance.

Quote: $500 collision, $500 comprehensive, $1m liability

Estimate for:
2005 KAWASAKI KL650
2013 Rates
Effective Mar 01, 2013
Basic Insurance Premium
$1,660
Collision Deductible
$0
Comprehensive Deductible
$27
Third Party Liability
$16
Interest and Administration Fee
$0
Total Insurance Cost
$1,703
Registration Charge
$116
Plate Use Charge
$4
Total Registration Cost
$120
TOTAL ESTIMATE
$1,823
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post #5 of 23 Old 02-18-2013, 11:56 PM
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Join Date: Apr 2012
Location: Wainwright Alberta Canada
Posts: 265
Brutal Insurance rates.

Crap keep that on your side of the provincial border. Here in Alberta I pay $290.00 a year and that also includes fire, theft and comprehensive. Collision is 200 more but my 08 has been paid for for may years so it doesn't need it


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post #6 of 23 Old 02-19-2013, 07:42 AM
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Join Date: Sep 2012
Location: Foley Alabama ( when it,s cold in Canada
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Ever meet a poor insurance agent ? Ont KLR plpd only $ 192 per year!
Alabama 1800 VTX full coverage $ 164 something wrong with this pic ,but what do you do !
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post #7 of 23 Old 02-19-2013, 09:52 AM
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If I had to pay those kind of rates I would have to sell my bikes.

My Kaw Barn - 2004 KLR, 2006 Concours (sold), 1997 Bayou 400.

"It's a friggen motorcycle, it's not supposed to be comfortable, quiet or safe. The wind noise is supposed to hurt your ears, the seat should be hard and riding it should make you shit your pants every now and then. "

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post #8 of 23 Old 02-19-2013, 10:44 AM
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Join Date: Jul 2010
Location: wasilla AK but stuck in CO
Posts: 452
i use all state for 2 bikes with 2 riders me and my wife and full coverage and 2 klrs .. i paid 426 bucks for the whole year in colorado i paid 235 in Alaska last year and i was mad ..

i didnt trust progressive with thier constant changing coverage and fees .

2000 army green klr
2012 blue/white /blacked out daily driver

recession is when your neighbor looses his job
depression is when you loose your job
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post #9 of 23 Old 02-19-2013, 12:19 PM
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Join Date: Jan 2013
Location: Tampa
Posts: 377
I'm loyal to no insurance company but shop around every time my insurance comes due. They're not loyal to us, we have no reason to stay with them.

Am with Geico now as it's least expensive for me and my two bikes (and cage).

I don't trust the commies that run progressive and all state. Nope. Will pay more elsewhere before I insure with them.

Keep looking for better rates.

Here's the truth about progressive:

http://ineverfinishanyth.blogspot.co...insurance.html
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post #10 of 23 Old 02-20-2013, 12:20 AM
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Join Date: Aug 2010
Location: Casper, WY
Posts: 389
Pay $138 a year on my 09 KLR full coverage from Markel.
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